The 1st quote is 00 with air conditioning attached to my currently non air conditoned house. I have about 00 in savings, and about 00 in bonds. I have another home equity loan for , 000. and have just paid for 3 yrs on a 4 yr fixed loan. I still owe about 00 on it. Should I take all my money out of savings and cash in the bonds to pay for the furnace and AC or should I ask for more on the home equity loan? My house is paid off. I had no idea this furnace would start acting up, but I have spend hundreds on repairs and now I feel strongly I need to just get a new one. Should I put it on a 0% credit card or what? Suggestions are welcome.
How should I finance it?
I have lived very much within my means. I raised 2 children starting when the youngest was 11 mo old without 1 dime in support from their loser father. I paid thousands in legal fees to protect myself and them from his constant lawsuits, put myself thru college and buried both of my parents. I do not drink, smoke, shop, or live an extravagant life. I am very simple. I do not live beyond my means. I work a full time job, and do what I have to do to get by including put a new roof on this house, a new septic, new plumbing and now I need a furnace. Dont judge me because you do not know the burdens I have carried by myself. I dont want judged. I just want to know the best financial way to put a furnace in. I didnt ask anything else.

My grandmother has aquired debt in total of ,000.This is mainly due to using credit cards and such to purchase fuel for her home, new oil tank, new furnace and several other necessities over the years.She is currently living on a fixed income of 1200. per month.Right now, creditors are harassing her left and right and she is struggling to pay the bills.I help, but I am not rich.There is only so much I can do. She is overwhelmed and the taxes are due on the house in January. I went to LendingTree.Com. and came up with a Home Equity Loan from Champion Mortgage.How safe is this?Is this the right thing for her?Any other options? They charged her to assess her home. Are their closing costs that must be paid before she receives money? Even if she doesn’t get approved? I would hate to see her lose her home. Please help!

I know, more debt. But we bought a fixer upper which needs significant repairs which include a furnace because my electricty bill is 150+ a month. I want to get a fixed rate and only take as much as needed. What do you think?
Oh and I forgot to add. We bought our house cheap with a VA loan. Our mortage is just under 500 a month. I think a 150-200 loan payment should be manageble.